Age 20s–30s: Build the Foundation • Save 20%+ of income (automate contributions). • Build an emergency fund (6–12 months of expenses). • Contribute at least $400/month into 401(k) using preferred Vang
Many people don’t realize how much early-life decisions compound over time — either positively or negatively. Here’s a breakdown of time-related decisions that can derail your future if not handled
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